Id-Deċiżjonijiet tal-Arbitru
Tista' tfittex fid-deċiżjonijiet li ttieħdu mill-Arbitru għas-Servizzi Finanzjarji u sentenzi maħruġa mill-Qorti tal-Appelli Ċivili (Inferjuri) għal dawk id-deċiżjonijiet li ġew appellati.
Tista' tirfina t-tfittxija tiegħek billi tagħzel bejn l-isem tal-provditur tas-servizz finanzjarju, il-lingwa tad-deċiżjoni, is-sena tad-deċiżjoni, id-data tad-deċiżjoni minn/għal, is-settur, ir-riżultat tad-deċiżjoni, u jekk id-deċiżjoni ġietx appellata jew le. Jekk tagħżel skont is-settur (eż. 'Banking'), tista' tiffiltra l-għażla tiegħek billi tagħżel 'Issue' (eż. 'Charges') u/jew 'Product' (eż. 'Cards'). Agħżel mid-'drop down filters' fuq in-naħa tax-xellug.
Il-ġabra tad-deċiżjonijiet tiġi aġġornata minn żmien għal żmien. F'konformità mal-politika tal-OAFS, fir-rigward ta' dawn id-deċiżjonijiet, minflok l-ismijiet tal-ilmentaturi jintużaw psewdonimi (l-ismijiet propja jinbidlu b'referenza alfabetika li ma jkollhiex x'taqsam mal-ismijiet vera).
Il-mandat tal-Arbitru għas-Servizzi Finanzjarji hu li jinvestiga u jiġġudika l-ilmenti ppreżentati minn ilmentaturi eliġibbli (individwi u intrapriżi żgħar) fuq provdituri tas-servizzi finanzjarji liċenzjati jew awtorizzati mir-regolatur Malti tas-servizzi finanzjarji. Meta każ jiġi referut lill-Arbitru u tinħareġ deċiżjoni, din tkun torbot liż-żewġ partijiet.
Kull parti tista' titlob lill-Arbitru jikkjarifika jew jikkoreġi kwalunkwe żball fil-komputazzjoni, klerikali, tipografiku, jew nuqqasijiet simili f'temp ta' 15-il jum minn meta tkun ittieħdet id-deċiżjoni. Id-deċiżjonijiet jistgħu jintlaqgħu b'mod sħiħ (Upheld by the Arbiter), b'mod parzjali (Partially Upheld by the Arbiter), jew jiġu rrifjutati (Not upheld), u jistgħu jiġu appellati minn kwalunkwe parti.
Għar-rigward ta' sentenzital-Qorti tal-Appelli Ċivili (Inferjuri), aħna nirreferu għall-websajt tal-eCourts tal-Aġenzija dwar is-Servizzi tal-Qrati (https://ecourts.gov.mt/onlineservices/) għan-numri ta' riferenza u s-sentenzi tal-każijiet appellati.Tagħrif dwar deċiżjonijiet appellati li jidher fuq is-sit tagħna jiġi aġġornata perjodikament. Madankollu, dan it-tagħrif għandu dejjem jiġi ċċekkjat mal-websajt tal-eCourtsperess li ma nagħmlu l-ebda rappreżentazzjoni jew nagħtu garanzija ta' kwalunkwe tip, espressa jew impliċita, tal-kompletezza, l-eżattezza jew l-affidabbiltà tiegħu.
Jekk jogħġbok agħmel kuntatt magħna hawnhekk jekk tiltaqa' ma' xi link li ma taħdimx jew xi tagħrif ieħor inkorrett. Grazzi.
Montaldo Insurance Agency Limited
Rejection of claim
Commercial policies
Upheld by Arbiter
15/01/2019
Not Appealed
Crystal Finance Investments Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
10/12/2018
172/2018
Crystal Finance Investments Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
10/12/2018
171/2018
Crystal Finance Investments Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Not Upheld
10/12/2018
Not Appealed
Hollingsworth International Financial Services Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Not Upheld
04/12/2018
169/2018
Crystal Finance Investments Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
04/12/2018
168/2018
HSBC Life Assurance (Malta) Limited
Delays
Life-related
Upheld by Arbiter
04/12/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
04/12/2018
Not Appealed
Crystal Finance Investments Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
04/12/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
20/11/2018
Not Appealed
Bank of Valletta plc
Unauthorised use
Cards
Not Upheld
20/11/2018
Not Appealed
Calamatta Cuschieri Investment Services Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Not Upheld
20/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
20/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
05/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
05/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Miscellaneous (securities and funds)
Upheld by Arbiter
05/11/2018
Not Appealed
Bank of Valletta plc
Opening/Closure
Basic payment account
Not Upheld
05/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
05/11/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
22/10/2018
Not Appealed
All Invest Company Limited
Misselling / Suitability
Complex/Professional/Experienced/Structured investments
Upheld by Arbiter
22/10/2018
Not Appealed